About Me

It's Your Life: Insure It

When I lost my husband to a serious medical condition, we didn't have any life insurance. I was overwhelmed by the expenses and had a hard time taking care of everything while adjusting to being a widow and a single mother. I knew that I had to do something to protect my children in case something happened to me. I spent a lot of time researching the insurance options until I found the one that worked best for my needs. I decided to put everything I learned into this blog to hopefully teach others about how to protect their families from the same unexpected expenses.

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Latest Posts

How To Cut Your Car Insurance Rate

Posted on 22 December 2015

Are you trying to reduce how much you are paying for your car insurance? If you feel like you're paying too much on your monthly insurance rate, then you may want to consider taking the time to find a solution to reduce your rate, without having to compromise the quality of your coverage. A few options to consider when trying to cut back on your insurance rate are the following: [Read More]

5 Factors That Affect The Cost Of Auto Insurance

Posted on 4 December 2015

When it comes to driving a car, you will need to have the proper coverage in place. This will allow you to be financially reimbursed in the event you're involved in a collision. However, the thing that is foremost on most drivers' minds is the overall cost of coverage. By knowing the factors that will have an impact on your insurance premium, this may help you work towards keeping cost down. [Read More]

Telematics: Turning Good Driving Behaviors Into Cash Savings

Posted on 19 November 2015

If you're like many auto insurance customers, you might have never heard of telematics before. A relatively new concept, telematics are the devices and communication protocols that can transmit information over long distances--often in real time. In your home, you might have a smart thermostat or smoke detector that already does this in some way. This concept is changing the landscape of auto insurance premiums as well as home safety and energy efficiency. [Read More]

3 Types Of Damage That Aren't Covered By Homeowners Insurance

Posted on 30 October 2015

Homeowners insurance is one of the most important policies you can have to cover your home and belongings. Unfortunately, many people find out when they go to file a claim that some things they thought were covered actually aren't. Here are three types of damage that usually aren't covered by homeowners insurance. Damage From Movement of the Earth No matter where you are in the U.S., your home could be damaged by a natural disaster. [Read More]